Western Express Lending

Lake Forest, CA

WEL is a direct lender who is seeking a residential underwriting manager. This individual must be a team player and positive person. This is an exciting opportunity to join our team.

Responsibilities:

• Assist in managing the underwriting team that includes coaching, training, pipeline management, mentoring and holding team accountable to companies’ expectation. Maintain positive morale within the department.

• Manage underwriting scenario desk

• Assist with team’s workload and pipeline management

• Assist when needed to help team underwrite loans

• Support implementation of underwriting when needed

• Build strong relationships with investors
• Work directly with VP of Operations/COO for mortgage related tasks and assignments

Qualifications:

• Strong knowledge in FHA, VA, Fannie/Freddie, 203k, Jumbo

• Understand all aspects of residential lending and product guidelines

• Ability to write underwriting matrix/guidelines

• Must have your DE-CHUMS, VA SAR preferred

• Able to plan and organize work responsibilities withing department

• Ability to program-solve and think outside the box when applicable

• Able to work under pressure, meet underwriting turn-times with a positive attitude

• Ability to define problems within department, collect data when applicable, and provide solutions to resolve issues

• Strong knowledge in Encompass and computer skills in Word, Excel, Email etiquette

• Min 5 years of Management experience

Direct Report: VP of Operations

Salary/Benefit Package: Aggressive salary package with excellent benefits (certain health benefits are paid by WEL)

Sr. Loan Funder
Western Express Lending dba WE Lending, has quickly expanded and currently seeking a Mortgage Sr. Doc Drawer & Funder. WEL is a direct lender and looking for a “team-player” who has a  fantastic personality. This individual role is responsible for drawing loan docs, funding and reparing final CD’s for Conventional, FHA/VA, DPA products. We are looking for someone who is organized, attention of detail, accountable and can work OT when required.

Note: DO NOT APPLY IF YOU DO NOT HAVE EXPERIENCE UNDER THESE REQUIREMENTS

Duties and Responsibilities:

• Review and prep file for loan documents
• Ability to draw an average of 4-7 sets of loans documents daily
• Review file for accuracy to perform accurate loan document/funding/CD’s
• Responsible for reviewing loan data for compliance with State, Investor and company’s
  P&P’s.
• Verify lock information, fees and closing disclosure figures to meet all guidelines
• Review file for TRID Compliance
• Review to make sure all PTD/PTF conditions have been cleared prior to Docs & Funding
• Assist Post-Closing Department for loan file delivery and assist with conditions if
  applicable
• Responsible to make sure all loans close in a timely matter
  Experience and Skills:
• Min 5 years in mortgage industry as a Funder/Closer
• High School Diploma
• Excellent verbal and written communication
• Ability to multi-task and prioritize daily responsibilities in a timely matter
• Excellent computer skills with knowledge of Excel

Benefit Package:
WEL has an aggressive benefits package
Salary: Aggressive Base + Bonus package depending on experience

Upload Your Resume and Cover Letter on form on this page

Responsibilities:

• Assist Sr Processors with obtaining necessary documentation to prepare file for underwriting
• Verification and third-party vendor orders on newly opened loan files
• Assist disclosure desk with coverage as needed
• Support multiple regions and loan types
• Help identify any missing information to be completed prior to file escalation to processing

Qualifications:

• Strong communication skills required
• Able to work in a team environment
• Ability to manage a sizable pipeline
• Able to plan and organize as well as maintain strong follow up
• Ability to manage time to ensure an efficient workflow
• Able to work under pressure, meet processing turn-times with a positive attitude
• Previous experience preferred, but not required

Direct Report: VP of Operations

Lake Forest growing mortgage lender is looking for a Sales Driven and Customer Service Leader to join our team. We are growing fast and need an individual that brings strategic leadership to brand/division our sales team with goals of optimizing revenue, profit margin and lead the Sales Team with support where needed.

Responsibilities:

• Recruit strong sales team and develop and retain productivity and engage with sales team in our Corporate office and branch locations.
• Develop positive teamwork and achievement work culture for sales staff
• Reinforce actions consistent with our Company’s values, vision and goals.
• Have a complete understanding of all Programs/Guidelines. Ensure the understanding compliance with legal regulations, sales policies and internal procedures and practices.
• Develop sales rallies, training sessions, lead conversion/coaching, and maintain industry Market by attending Seminars.
• Establish monthly sales goals and provide superior leadership to help the sales team achieve their goals.
• Responsible for developing sales growth by hiring good/ethical sales team on a monthly/quarterly basis.
• Provide monthly projection reports to President and COO.
• Additional responsibilities will apply

Qualifications:

Minimum of 8-10 years as a Sales Leader; Strong knowledge in Encompass and agency products. Complete understanding of borrower qualifications required. NMLS License; Out-of-State license is preferred not mandatory.

Salary Package/Benefits: Extremely Aggressive income and benefit package.

Western Express Lending dba WeLending are looking to expand our Operations Team. We are looking for a strong processor who has min of 10 years’ experience in processing Mortgage Loans. This is an exciting opportunity to join our team.

Responsibilities:

• Have strong knowledge to process residential mortgage loan files from initial application to funding in
  a timely matter.
• Review loan file in detail and gather documentation from the borrower and third-party vendors and
  review AUS findings accordingly
• Responsible for completely files accurately and ability to calculate income (W-2; Commission; Tax
  Returns)
• Responsible to review and confirm data in Encompass that matches the loan file
• Responsible for communicating with all parties of the loan in a timely matter. Ability to review and
  understand investor guidelines.
• Successfully work directly with Loan Officers; Underwriters and Closing Department to ensure that
  loan files meet expected timelines.
• Ability to process efficiently 40-50 loans. Paper Pushers DO NOT APPLY.

Qualifications:

• FNMA, FHLMC, FHA, VA, DPA, MCC, Nevada Home is Possible knowledge.
• Proficiency with DU and LP, FHA Connection and VA Portal
• Strong knowledge at calculating all income including self-employed borrowers
• Strong knowledge of TRID and Compliance
• Strong knowledge of processing Multiple State/ Compliance
• High level of attention of detail
• Minimum of 10 years of Mortgage Processing Experience
• Proficient/Strong knowledge working in Encompass
• Excellent Customer Service / Team player

We offer excellent salary / benefit packages.

Western Express Lending dba WeLending is looking to expand our Operations Team. We are looking for a VA; DE; Conventional; NON-QM Underwriter who has min of 10 years’ experience in Mortgage Loans. This is an exciting opportunity to join our team.

Responsibilities:

• Have strong knowledge to underwrite residential mortgage loan
• Complete thorough review of loan files to determine compliance with WEL investors, and FHA/VA/Conventional/NON-QM guidelines
• Review the accuracy of the entire credit package and collateral.
• Maintain company standards for productivity and company policy to review files within 24-48-hour turnaround time.
• Strive to meet min of 3-4 decisions a day
• Respond to post-closing review/audits when applicable

Qualifications:

• FNMA, FHLMC, FHA, VA, DPA, MCC, Nevada Home is Possible knowledge.
• Proficiency with DU and LP, FHA Connection and VA Portal
• Strong knowledge at calculating all income including self-employed borrowers
• Strong knowledge of TRID and Compliance
• Strong knowledge of processing Multiple State/ Compliance
• High level of attention of detail
• Minimum of 10 years of Mortgage Processing Experience
• Proficient/Strong knowledge working in Encompass
• Excellent Customer Service / Team player

We offer excellent salary / benefit packages.

WE LENDING Call Center Loan Officers work in a professional atmosphere. Our company provided leads from a variety of sources create a high paced and exciting environment. WE LENDING Loan Officers are able to offer our customers a wide range of loan programs at competitive pricing.

Job Description

• Take company provided leads from initial conversation to processing
• Follow up with pipeline to ensure a high lead to fund conversion
• Provide high quality service to customers throughout the loan process

Qualifications

• Current MLO licenses in California (priority given to multi state licensing)
• Two to five years of mortgage sales experience with an emphasis in telephone sales
• Excellent communication skills
• Outgoing and professional
• Driven to win
• Ability to work in a team environment
• Proficient with Microsoft Office and the ability to quickly learn new software
• Knowledge with (Ellie Mae)Encompass preferred